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Are you tired of being harassed by debt collectors for debts you aren’t even sure you owe? Debt validation might be the solution you’ve been searching for.
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Fighting Unfair Debt
Collection: Our Proven Track
Record Since 2016

Since 2016, Anything Commercial/Debt Validation Services has helped businesses and consumers manage finances and fight unfair debt collection. Our licensed Legal Group, with over 30 years of experience, offers personalized debt validation and effective representation, making us a trusted choice over unlicensed debt settlement companies.
Introducing Debt Validation
Debt validation is a legal process where creditors must prove that you owe the debt attributed to you. You are right to challenge any debt that may have been wrongfully assigned. The Fair Debt Collection Practices Act (FDCPA) allows you to dispute inaccurate debt within 30 days of a collection request. Collectors must provide written notice within 5 days if the first contact is by phone. Act quickly to safeguard your rights.
Four-Step Debt Relief Strategy
The four-step process of working with our legal team provides comprehensive protection and resolution for your financial challenges:
1
Legal Consultation
Our team starts by developing a custom legal plan tailored to your specific situation. We thoroughly analyze your case, assess the evidence, and take over all communication with creditors to safeguard your rights.
2
Legal Protection
We then shield you from harassment by managing all interactions with creditors and debt collectors. We ensure full compliance with regulations like the FDCPA, acting as your protective barrier against unlawful practices.
3
Debt Resolution
Our legal team strives to invalidate your debt, requiring creditors to prove its legality. If the debt is confirmed valid, we negotiate more favorable terms on your behalf, prioritizing your financial well-being.
4
Legal Representation
Finally, if you’re sued for any enrolled debts, we guarantee court defense. Our firm constructs a robust case against creditors and may even initiate litigation, providing you with full legal support for a variety of financial disputes.
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ANYTHING COMMERCIAL & BUSINESS LOAN SERVICES, WE OFFER:

CLICK HERE FOR THE WEBSITE 

Accounts Receivable Factoring
Factoring is when a business sells its invoices to a third party at a discount to get immediate cash for other financial needs.
Anything Commercial Financing
We partner with lenders and investors for business and real estate financing nationwide and internationally.
Asset Based Financing
Asset-based financing provides secured loans using assets like receivables or real estate, suitable for startups, refinancing, and growth.
Equipment Leasing
Equipment leasing enables business growth by minimizing upfront costs and spreading expenses over time.
Merchant Cash Advance
A merchant cash advance gives a lump sum for a share of future credit card sales, unlike factoring, which sells existing invoices.
Purchase Order Financing
Purchase order financing pays manufacturers for goods based on orders, with repayment from buyers.
A Few Debts We Work With
✅ Credit Cards ✅ Medical Bills ✅ Unsecured Loans ✅ Payday Loans ✅ Judgments ✅ Repossessions ✅ Collection Accounts ✅ Utility Bills ✅ Past Due Rent ✅ Business Accounts under the SSN
✅ Credit Cards ✅ Medical Bills ✅ Unsecured Loans ✅ Payday Loans ✅ Judgments ✅ Repossessions ✅ Collection Accounts ✅ Utility Bills ✅ Past Due Rent ✅ Business Accounts under the SSN
Why Us?
Debt Resolution and Negotiation
We work to invalidate your debt and negotiate better terms if the debt is valid, aiming for the best financial outcome for you.
Effective Legal Action
We handle creditor communications and court representation, ensuring your rights are protected and responses are prompt.
Experienced Legal Representation
With 25+ years of experience, our Legal Group has successfully represented thousands of clients nationwide.
Guaranteed Defense
We provide legal representation for any lawsuits related to enrolled debts, even after payments to us have ceased.
Licensed and Established
Unlike new firms, we are a licensed entity with extensive legal resources, ensuring reliability.
Personalized Legal Plan
We assess your case thoroughly to create a custom legal plan tailored to your specific debt issues.
Protection from Harassment
We handle creditor communications, protecting you from harassment and ensuring legal compliance.
Nationwide Coverage
Our legal network covers nearly all of the U.S., offering top-tier resources nationwide.
Clients’ Testimonials
Our clients are our biggest advocates, and we are proud to have received countless positive testimonials from satisfied customers. From the quality of our products and services to our exceptional customer service, our clients consistently praise our dedication to their success. Whether you are a small business owner, a busy professional, or a first-time customer, our goal is to exceed your expectations and provide an experience that you will be eager to share with others. Don’t just take our word for it – read what our clients have to say and see why we are the top choice for businesses and individuals alike.
I had a lot of personal debt that was causing me a lot of stress. Debt Validation Services was ablevalidate and negotiate with my creditors and settle my debts for a fraction of what I owed. Their team was always professional and understanding, and they made the process so much easier. PS They helped with my business debt also.
Don J
Restaurant Owner N.J.
I was skeptical about debt settlement services at first, but after researching and deciding to go with Debt Validation Services and the affiliation they have with the legal group, I’m so grateful I did. It is better to have legal representation instead of having any debt relief, debt settlement companies that have no strength in negotiations. They were able to FIRST VALIDATE MY CREDIT CARDS, SOME WERE NOT VALIDATED SO THEY WERE ERASED FROM MY CREDIT REPORT!The rest were negotiated with my creditors and settled my debts for less than what I owed. The team was always professional, friendly, and on point.
Pablo Torres NY.
Assistant Manager
I was struggling with personal debt and didn’t know where to turn. Debt Validation Services was recommended to me by a friend, and they exceeded all of my expectations. Their team was able validate credit cards of $10k were not able to be validated so they were taken off of my credit report and the amount erased, the rest of the cards they were able to negotiate with my creditors and settle my debts for less than what I owed. They were always there.
David Estrada FL.
Confidential
CONSUMER DEBT VALIDATION FAQs

These FAQs are designed for consumers suffering from different types of unsecured debts. 

What is unsecured debt validation?
Unsecured debt validation is a process by which a consumer can contest the validity of a debt that a creditor or collection agency has asked them to pay. It entails demanding evidence of the legitimacy and accuracy of the debt, such as an original contract or agreement, itemized billing bills, and other pertinent data.
Unsecured debt validation typically involves sending a written request to the creditor or collection agency from our legal group to provide proof that the debt is legitimate. If the creditor or collection agency cannot provide such proof, the debt may be considered unverified and unenforceable.

Debt validation is a consumer protection mechanism under the fair debt collection practices act (FDCPA) in the US. According to the FDCPA when a consumer disputes a debt or requests validation, the debt collector must cease collection efforts until they provide the requested documentation that verifies the debt’s legitimacy.

Here’s a link to find more information about the Fair Debt Collection Practices Act:
https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text 

Most unsecured debts, such as credit card debt, medical bills, store cards, private student loan, and personal loans, can be validated using an unsecured debt validation service.

The benefits of using our debt validation service first you will be represented by our Legal Group, includes protection from fraudulent or unverified debt, potentially reducing or eliminating the amount of debt owed, and improving one’s credit score by resolving debts in a responsible and effective manner. 

The length of the unsecured debt validation process can vary depending on the complexity of the debt and the responsiveness of the creditor or collection agency. Typically, it can take a few weeks to several months to complete.
After the debt is validated, the legal group and the creditor or collection agency will negotiate a payment plan or settlement agreement. In some cases, the debt may be reduced or eliminated entirely.
Unsecured debt validation may have a positive impact on one’s credit score by resolving debts and improving one’s debt-to-income ratio. However, the impact may vary depending on the specific circumstances of the debt and the consumer’s credit history.
The cost of unsecured debt validation legal group services may vary depending on the debt enrolled and other factors, since all client’s situations are different, you will get a NO OBLIGATION, FREE ANALYSIS and we will go over all the details with you with no pressure.

When choosing an unsecured debt validation service provider, it’s important to look for a reputable, experienced, legal group that is knowledgeable about debt collection laws and regulations. Additionally, consumers should look for providers that are transparent about their fees and services, and that offer a FREE DEBT ANALYSIS plus personalized and attentive support to their clients. 

To get started with unsecured debt validation,

GET YOUR FREE NO OBLIGATION, DEBT ANALYSIS, CLICK HERE AND FILL OUT THE FORM AND ONE OF OUR SPEACILST WILL CONTACT YOU ASAP! 

Debt validation has been a top choice for consumers when it comes to credit card debt relief programs offered by a few Legal firms, debt validation refers to a consumer using the consumer protection laws to force the creditors to agree to stop collecting the debt and remove it from Experian Equifax and Transunion so the consumer does not have the amount owed. 

Free Debt Validation Analysis And Consultation
Whether you’re dealing with a single debt or managing a complex portfolio, we are here to help. Contact us today to learn more about our debt validation services and discover how we can assist you in taking control of your finances and protecting your rights as a business owner or
consumer.
Get your free, no-obligation debt analysis—click here, fill out the form, and one of our specialists will contact you promptly!
Get In Touch With Us
Email
info@debtvalidationsvc.com
Number
(855) 391-3328
Working Hours
Monday - Friday = 9:00 am-5:00pm (Eastern Time) Saturday (Zoom appointments)
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Disclaimer
Attorney Advertising: Prior results do not guarantee a similar outcome. The following materials, and all other materials on this website, are intended for informational purposes only, and are not to be construed as either legal advice or as advertising by Anything Commercial or any attorneys, and do not create an attorney-client relationship between you and Anything Commercial. Please seek the advice of an attorney before relying on any information contained
herein.
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